Jeffinancial

A Financial Partnership Retrospective

Oct 7, 2022 — Apr 15, 2026 · 3 years, 6 months Fully Settled
Total Transacted
$0
across 72 payments
Peak Balance Owed
$0
July 2024
Jeff's Total Earnings
$0
interest + fees
Goods Acquired
$0
at cost across 19 purchases
Loans Received
$0
across 20 loans

Balance Over Time

Outstanding balance (negative = owed to Jeff)

How Good Each Had It

You

Hardware & Goods Received$20,946
Cash Loans Received$27,930
Total Value Received$48,876
Total Interest & Fees Paid$7,959
Effective Cost of Credit~16.3% total
Avg. Annual Cost of Credit~4.7%
Free Payment Skips Used7
Paid Skips Used4
Avg. Payment Amount$789
No Credit Check RequiredYes

Jeff

Capital Deployed (Goods)$20,946
Capital Deployed (Loans)$27,930
Total Capital Deployed$48,876
Total Interest & Fees Earned$7,959
Return on Capital16.3%
Annualized Return~4.7%
Consistent Payment History72 payments
Peak Exposure$12,568
Default Rate0%
Fully RepaidYes

What the Money Went To

Goods by Category (at cost)

Purchases vs Loans vs Interest

Interest Rate Analysis

Rate charged per transaction

Payment History

Monthly payment amounts

Cumulative Cash Flows

Running total: what Jeff put in vs. what you paid back

Full Transaction Ledger

DateDescriptionPriceInterestTransactionBalance